Top 3 Auto Insurance in The United States

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The United States is the home of the automobile and presently has the largest number of cars on road. At one time it was number one in car production as well, but Japan and China have displaced it. With such a large number of cars on the road, insurance of these cars is a lucrative business. At the same time selecting good car insurance company to insure your car means peace of mind. This will be translated to the fact that your claim for stolen car or an accident will be attended easily.

Selecting a proper car insurance company is thus of vital importance.  There are many factors involved in selecting a car insurance company. The most important is its reach all over the USA, as you may have to travel outside your state and a national insurance company with a grid all over the USA will be a great help.

Depending upon preferences the top 3 insurance companies listed below will go a long way in fulfilling your needs for an auto insurance policy.

geico

GEICO

This stands for Government Employees Insurance Company and is owned by a subsidiary of Berkshire Hathaway. If figures have any meaning at any given time this company services 10 million cars with its auto policies.

The company has a presence in 50 states of the union and you will be better of insuring with this company with a truly national reach. The company was founded in 1936 to provide insurance to government employees, hence that name has stuck to it. The company does not deal with any middle men and directly contacts its customers, this result in a lower insurance premium

GEICO is worth calling for a quote as it can give you a lower quote. Many car owners have shifted to GEICO and saved $ 600 over a six month period.

Esurance

This company appeared on the scene only in 1999 and is thus a ‘modern’ insurance company. It does not have an old pedigree, but it makes up with excellent service, lower premiums and excellent back up facility.

In the last decade the company by dint of its ability has caught the imagination of the car owners. It has a presence in 30 states and is one of the pioneers of online insurance. You can get a quote on line and also get a policy issued the same day.

Esurance has all the trappings of the modern age.  It has a 24/7 customer service standby at the click of a mouse. You can pay your premium as well process a claim on the net which is adapted for your mobile as well. The best part is that you can follow up your repairs sanctioned from insurance through your mobile.

State Farm Mutual Insurance Company

This company has a low profile as per visibility is concerned through advertisements, but it is the largest car insurer in the USA. Set up in 1922 the company traces a rich pedigree and it will surprise most people that it caters to 75 million policy holders which give it the biggest market share of automobile insurance in the entire USA. Compared to GEICO which has an advertising budget of $800 million the SFMIC has a budget of only $ 300 million. But because it’s standing and excellent service in all corners of the USA, it is the number one insurance company in the USA for car insurance.

You can get in touch with state farm insurance in a number of ways to activate your car insurance. You can contact  them through their toll free number, or get on the net or better still drop in at their local agent’s office. Service is swift and smooth and the settlements of claim pretty fast. This is borne out by its record of over 100 years.

There are many other companies as well, but in case I have to pick only 3 then the above companies are without peer.

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