Lesbian Couple Adoption
No matter how much you know about the adoption process, you probably know it isn’t free. Far from it, in fact, no matter what kind of adoption you choose. But who’s paying whom for what, at what points in the process?
In most cases, the lion’s share of the price you pay goes to an adoption agency. Agencies that focus on adoptive parents, some of which are non-profit, can charge anywhere from $5,000 to $20,000, depending on the situation. Agencies that focus more on birth parents’ needs often charge higher fees, ranging from $25,000 to $50,000. The fees you’ll face depend on location and situation. If you use an adoption facilitator to match you with a prospective child, prepare to shell out $3,000 to $12,000. Whether you choose to use a facilitator or not, you’ll still have to pay agency fees.
Depending on the type of adoption you pursue, you might choose to pay some of the birth mother’s expenses, like housing, transportation, childcare for other children, food and medical expenses. While this is a noble gesture, laws actually govern what can and can’t be paid in this way. Work closely with your attorney to determine what, if anything, you’ll cover. Sometimes, these payments can be delivered through the adoption agency. In other cases, you can pay them directly, as long as the court approves.
Those expenses, along with what you’ll pay to cover your own travel and lodging leading up to the birth and immediately following it, can vary widely from adoption to adoption. The same goes for court costs and attorneys’ fees.
How do you cover these costs? That, too, depends on your situation. Some individuals or couples might have savings set aside that make cost less of a concern. For others, family and friends can pitch in and help out, or loans can be sought. Consult with a financial advisor to consider your options, from the front end through the adoption process and in the aftermath. Tax credits can provide financial relief, but you must navigate the deduction process carefully to make sure you’re staying within the bounds of the law. Other expenses, like medical costs, could be deductions if you itemize.
Be sure to set your budget and consider all costs as much as you’re able to from the outset. Of course, no one has a crystal ball, so you can’t know precisely what to expect, but careful planning goes a long way.