American Express which is also called AMEX is perhaps the most recognized credit cards. Many people have started using MasterCard or Visa credit cards but they still find AMEX important. These three are the most popular kinds of credit cards today and all are good but there are many differences between them also.
MasterCard and Visa are payment methods and both allow various businesses to accept payment made through the credit card using their system. They don’t issue credit cards themselves but are dependent on banks around the world to issue credit cards on their behalf. They offer credit and charge the interest while the credit card bill is sent to the bank.
While with AMEX it is different as American Express issues the cards directly to the customers and have their personal payment method. The complete show is run by AMEX and when it is an American Express credit card, you will know immediately who the issuer is and the kind of payment method it has.
It is true that Visa and MasterCard are more popular all over the world; AMEX is also increasing its network. About 25 million places in the world use MasterCard and Visa, which also includes the third world countries and this has turned them into a global credit card, while AMEX does not have such a wide reach. It may not be used in many countries but it is an excellent credit card.
AMEX credit cards are available with rewards, but you must be very cautious and read carefully before you select. Typically with MasterCard and Visa on has to check out many banks before finding the best option. You can just go through AMEX website to know what is on offer and the kind of APR you will have to pay.
Customers from Europe and North America get many advantages with AMEX and it accepted well there. It is an attractive card and has excellent features. American Express card gives good rates and rewards with great customer service.
American Express can be said to be amongst the best in credit cards. They have a variety of credit cards, created to meet your requirements. Check them out online or from a local provider, but online is a better option. You just have to fill an application and people with good credit will be approved. It hardly takes much time to get an American Express credit card and you to experience good life.