Save Money And Remain Indepedent

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Many senior organizations, medical caregivers and families agree that keeping aging loved-ones in familiar surroundings helps them maintain their independence. It has been said that you should expect to need 70-80% of your pre-retirement income to age gracefully into your golden years. There is a wide range of in-home care service available at a fraction of the cost of moving into assisted living facilities or retirement communities.

Knowing some of the choices of home care services that are available to help remain independent can help make the decision of whether or not to move into assisted living that much easier. There are many types of services that are provided by home care such as: personal care, or in home care services. Personal Care includes bathing, dressing, feeding and medication reminders. These services are usually attended to by Registered Care Aids (RCA) or Community Support Workers (CSW). Home Support Services are varied and depend on the client’s needs but can include light housekeeping, home cooked meals that are portioned for easy access later, running errands, arranging household maintenance, pet care and a whole lot more. Respite care is designed to give full time caregivers a break.

To start with an intake is usually done to discover personal information, health information and emergency contact information. Personal information such as address, phone number, date of birth, health care number is required. Health information that may be needed would include medications that a person may be on and if that person requires medication reminders. Dietary needs and mobility concerns are among the most important.

Once the intake has been completed an individualized care plan is developed. The care plan is implemented and is usually attended to by RCA or CSW because they have had specialized training that teaches those proper transferring, mobility concerns and other health care issues. This care plan is monitored to make sure that the person receiving care is still functioning at an optimum level or needs a higher level of care.
The average monthly cost of moving into assisted living for public access beds through Interior Health Authority is based on 80% of a senior’s income, the after tax income. Should a person who is in Residential Care want to have extra care it is charged to the client over and above the monthly rate.

Independent living is roughly $1800.00 per month. This amount does not usually include more than help doing the laundry or having meals provided. Should a person require help with bathing or dressing that is when you might have to hire home care services to provide personal care. Retirement community’s rates are varied but the normal range is approximately $2500.00 per month and up.

Increasingly, seniors are more active and eager to keep active and while retirement communities offer that cruise ship lifestyle it is not always the right answer. You can get a lot of in home care services for $2500.00 a month and remain in the comfort of familiar surroundings and community.


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