There are are numerous benefits of health insurance and cash health care plans . The most obvious benefit is that you will usually get to see the specialist you require a lot sooner than you would if you did not have private health insurance. Many health insurance companies also offer fast track diagnostic testing and test results. Cash healthcare plans, which differ to health insurance plans, usually provide the cost of opticians appointments and dentistry costs as well as some alternative therapy costs.
Private health plan’s and cash plan’s are becoming more and more popular in recent times and are seen as extremely attractive when offered as part of a corporate scheme. Keeping people healthy and reducing the worry of medical, dental or ophthalmological bills has been proven to have a positive impact on the workforce.
Whether you opt for a health insurance plan or a cash healthcare plan is a decision you will need to consider carefully. Each type of plan has its positives and negatives. As a general guide most plans have a tier scheme where everything included is written clearly.
Deciding which tier of cover you require can also be hard, it is important to read up fully on the amount of cover/ treatment your plan will entitle you to.
Usually you will need to pay into a health insurance plan or cash healthcare plan on a monthly basis and therefore participate in a rolling contract. Many corporate schemes use a pay monthy scheme which is then incorporated into the employee’s wages.
If you wish to make a claim on your health care plan it is usually as simple as phoning a number to speak to your insurer/ health care plan provider for a claim number and making an appointment with the specialist that you require the attention of.