Here comes hurricane season. Don’t get caught unprepared.

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Assess your dwelling. What kind of house do you live in? If your house is made of brick or stone you will be able to handle a significant storm safely so long as you are outside of any potential storm surge zone. If however you live in a mobile home or near the water you should seek refuge in a shelter or with friends further inland.

Batteries are key. As long as you have batteries you can run a radio and flashlights. Have plenty on hand just in case too.

First aid kits could be vital. In the event someone sustains a significant injury during the storm and ambulance is unlikely to be available. A first aid kit at the ready could save a life.

If it’s in your budget and you live in a hurricane prone area, get an electric generator. A generator can help keep a house air conditioned and food from spoiling in the days after the storm.

Have your cell phone charged before the wind begins to blow. Hopefully you’ll have service on the other side of the storm.

Have homeowners insurance. Insurance companies will stop selling insurance ahead of the storm. Don’t get caught without it.

Perhaps at least as important as homeowners insurance, if you life anywhere near water you need to have flood insurance.  Regular homeowner’s insurance does not cover flood damage. The only way to insure your home for flood is by getting flood insurance from the federal government. You must have it for 30 days prior to a claim for it to pay out however.  So don’t procrastinate. You can get flood insurance by calling 1-888-379-9531.

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