How to Apply for Social Security Disability Insurance (SSDI)
After working for several years of your life, find that you can no longer work because of a chronic condition caused by an accident, illness, or diease. You have the option to apply for Social Security Disability Insurance (SSDI). Listed below is the process one goes through to apply for SSDI.
1. The first step is to make the initial application. This application can be completed on the phone, online at SSA website (http://www.ssa.gov), or at the local SSA branch office.
2. If you apply in person you will be given another appointment to complete the second part of the application. This second part can be done online or on the phone at the time you make the initial application. If you are completing the second part of the application in person, bring all medical records and doctors information you have pertaining to your condition that is keeping you from work. If you are completing the second part online or on the phone the medical records and doctors information can be faxed or mailed to the SSA.
3. Once you have completed the second part of the application you will be mailed out a questionnaire. The questionnaire is part of the application and should be completed and sent back to the SSA either by mail or faxed as soon as possible.
4.You will also receive an appointment for a physical exam. Keep this appointment because it is also a part of the application. If you are unable to make the appointment as scheduled, follow the procedures in the letter for rescheduling the exam.
5. After the exam has been taken, your application is now completed. When the SSA has gathered all the medical records and spoke to the doctors regarding to your condition your application will be evaluated and a decision will be made.
If your application is approved you should receive a letter stating you so and begin receiving disability checks shortly thereafter.
If your application is denied, you have the right to have a hearing on your case. To have a hearing you have to request a hearing within 30-days of the notice that your application is disapproved. Your hearing will be scheduled and you will be notified of its time.
1. Fill out each part of the application completely to the best of your ability.
2. You may be represented by legal counsel (lawyer) at any time during the application process and hearing if necessary.
3. Many lawyers work on a contengency basis when working on a SSDI case. If you are approved with their help they will be paid. If your application is not approved and your hearing fail to get your application approved then they will not be paid.
4. The most common rate for lawyers working on SSDI cases is 25% of back pay.