Living Cheaper without Distress

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In tough economic times everyone wants to save money but have a hard time doing a 360 because they do not want to miss on the fun or change their habits too drastically. Here are some things that one can do to live on the cheaper side:

The first thing on the list is for those people that work in an office 8 to 5 and are usually out to lunch. When going out order the lunch special which is usually appetizer, main entrée and a drink and bring the leftovers back for the next day, by doing this you can save probably about $20.00 or $30.00 a week. Of course this takes us to dinner which an average person spends about $60.00 a week having dining out for dinner, but if you instead eat at home every night you can save $3000.00 a year, but instead of going out every night opt for two nights a week.

 Change your cell plan, look at what is really a good fit for you such a pre-paid or contract and see how many minutes you truly use

(http://www.ehow.com/how_5148758_decide-cell-phone-rate-plan.html), and try to get a plan that fits you and your lifestyle, in most cases you will save an average of $25.00 a month.

Check your thermostat and your bills; first turn it up by two degrees in summer and down two in winter, in summer the average thermostat should be at 78. Look at your bill and call your company to see if you are able to save by getting a fixed rate. These two things can lower your monthly bill by $10.00 or $15.00.

When it comes to fuel options for your car stick with regular unleaded, why pay more for a standard car, unless you are driving a Ferrari (and in that case if you can afford one  you do not need this article), and save on every trip to the gas station. A better way yet is to take public transportation at least three times a week if you live in a city with a good metro system you will save hundreds of dollars per year.

The last thing that you can do to live on the cheaper side without distress is to shop when things go on sale like the day after Halloween, and for clothing items the months of May and August seem to have sales going on. Of course you can also shop at different stores that have low prices and name brands all year round.

 At this point you can take out a calculator and see how much you can save a month without being too cheap.

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