Friday, December 15

How your credit can affect your chance of landing a job

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Employers are checking applicant’s credit nowadays. They don’t do this awhile back but it looks like most employers check your credit nowadays. This is especially true if you work in the casino or any job that has to do with heavy money handling. If you live in Vegas then most of employers will check your credit. If you live in any other states, your employer might check your credit if you’re applying for an executive position or if your job is associated with heavy cash handling. They have the right to deny you employment based on your credit scoregrey_loader.gif. Your credit score can be a part of the decision making process in your hiring process. This is why you need to keep a good credit score and stay on top of paying your bills. It’s important to keep your credit in top shape.

You should know your right when it comes to employer checking your credit score. An employer is required by law to have you sign a credit check release form before they can check your credit. If you see that they have check your credit without having you sign the contract, you can file a lawsuit against them. If you see that they have check your credit without giving you a written copy of it, you can file a lawsuit against them. It’s required by law to send an applicant a written copy of their report or an address and a phone number of the credit bureau that they inquired about your credit. They can’t just check your credit and not give you a copy. You can go into your credit profile to see who have check your credit.

If you see that they have check your credit but failed to give you a copy then they have violated the law. You can file a lawsuit against them. If they deny you employment based upon your credit report, they have to tell you so and give you a written copy of your credit report or the name of the agency that they used to check your credit. It’s not fair to you if they check your credit without notifying you about it. It’s illegal. One example is a company named Imperial Palace in Las Vegas who was sued because they deny the applicant employment but failed to give them a copy of their report. The applicant sued and won around $340,000. If an employer check your credit, they are required by law to give you a copy of your credit report or the address of the company that gave your report to them. You should know your rights so that you’re not behind when it comes to being jobs rejection.

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