How to Save Money the Smart Way

Here are a few basic and smart ways to save money on every day items or services. In some cases by utilizing some free resources you don’t have to pay anything.

Combine your cable, internet and telephone service- Many companies now offer combined services that will save you money each month. And you have the convenience of a single bill.

Many Cable Companies offer slower internet service at a $15 to $20 a month cost savings. Call them up and request that you get switched to their slower speed offering.

Product Rebate Offerings- When shopping around find out what products are being offered rebates and if that’s what you are looking for then purchase that product and send in the rebate form. Make sure that you mark your calendar and follow up if you don’t receive the rebate in about 8 weeks.

Get your books from the library – The library is a free resource center for all types of books and magazines. You can even go your library’s website and download audio books and music files for your mp3 player.

Get DVDs from the library . Many libraries now have movies on DVD that can be checked out. It beats rental fees.

Free Movies at http://www.hulu.com/ . Watch full length movies at this website. They have a large variety of movies, some are even in HD. Their library of Movies and old TV shows is well organized and easy to navigate through.

Free Checking- There is many banks out there that offer free checking with no monthly minimum. So if you are paying monthly fees then its time to switch to free checking. Also check your credit card provider to see if they offer any free cash rewards programs. Make sure there is no yearly service fee.

Consider VoIP telephone service – Voice over IP phone service will save you hundreds of dollars every year over regular phone service. They provide unlimited long distance calling as well as International calling at a greatly reduced rate over regular phone service.

Ta  Take your lunch to work – Going out to lunch is fun but can cost a lot of money these days. Why no bring your lun  lunch to work, eat at your disk while working, then take your hour lunch brake and enjoy yourself.

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