Learning how to avoid an online identity theft scam is something that authorities and police officers are trying hard to address particularly because complaints of identity thefts have been on the rise. Here are some of the steps you can follow in preventing identity cheating and theft online.
Step 1. Be wary of e-mails that ask for personal information, such as social security number, birthday, and passwords, among other things. Even if the e-mail looks like a correspondence from your bank or credit card provider, you should not reply to these suspicious looking e-mails. Financial institutions and companies will not send you e-mail alerts without proper verification and ask personal information from you via e-mail.
Step 2. Skim the letter for grammatical errors. Multinational banks will not send messages or letters to their customers that are riddled with errors in grammar and spelling. So, if you can see various problems and errors in the email, you can safely assume that this did not come from top companies.
Step 3. Don’t hesitate to verify. One of the things that you should remember about how to avoid online identity theft scams is to ask for verification. Call your bank or credit card company to confirm if they really need your personal data. Just make sure that you do not use the contact number that is written on the header of the suspicious looking email. Sometimes conmen go at great lengths to ripoff people so they will surely have call center agents that will pose as bank employees if you call the number they provided.
Step 4. Another important step on how to avoid online identity scams is to ignore emails that come from unfamiliar sources or addresses. More often than not, viruses and other malwares lurk in such emails and opening them or downloading attached file will make you a victim of viruses or other rip-off spamming mechanisms.
Step 5. Safeguarding your password and changing it at least every 6 months is one pointer on how to avoid online identity theft scams that you should strictly adhere to. If cyber criminals get hold of your password, they would be able to transact businesses and buy items online using your bank account or even use your email address to ripoff your friends and family.
For more information about how to avoid online identity theft scams, just go Lionheart Assurance Solutions at http://www.LionheartAssuranceSolutions.com